I miss card readers. My current employer uses cypher locks.

I also have reached the conclusion you state. I definitely do not think this tech is inherently a bad thing. I do think that if it's not very well implemented, that it could cause problems, but that's realyl a data security issue. Seeing as i've gotten 2 new debit cards from my bank due to the Visa/MC DB breaches last year, data security uber alles, as well as appropriate, and respeceted, limits and boundaries on the use of the tech and data.